Page Top Medicare Cuts Seminar 2009-2010 Changes
MEDICARE CUTS SEMINAR 2009-2010
Medicare to cut Specialists' payments
Medicare was once easy to understand, but now it has many people confused because of all the changes. At a time in our life when it should be simpler, it is now more complex. This workshop presents what Medicare now covers for 2009/2010. The Obama administration plans to cut Medicare payments for imaging services and specialists, and will use the savings to increase payments to physicians providing primary care.
Under the proposal, Medicare would put specialists' payments for evaluating and managing illnesses on a par with those of primary-care physicians starting in January. That, combined with other changes, would boost payments to internists, family physicians, general practitioners and geriatric specialists by 6% to 8% next year, said the Centers for Medicare and Medicaid Services, the agency that manages Medicare, the federal insurance program for the elderly and disabled.
All four parts of Medicare reviewed.
The benefits and dangers of Medicare Part C.
How to survive Medicare's cut in payments to doctors.
Why the Part B premiums are rising again for 2009/2010 and will be indexed to cost you much more.
Why most retirees overpay for Medicare supplement insurance and never realize it.
How to reduce your cost for supplemental insurance without making any changes in coverage.
Why 80% of seniors don't understand the new Drug Card and why Congress made it so complicated. How to figure it out.
Who thought of the name "Donut Hole" and how it can hurt you.
Learn what diseases Medicare doesn't cover that have to be paid 100% out of pocket.
Also reviewed is the "Vial of Life" program. This a must for everyone who is taking any medications.
Page Top Comedy Workshop
DO YOU HAVE WHAT IT TAKES TO BE THE NEXT JOAN RIVERS OR EDDIE MURPHY ?
Learn the secrets of making people laugh and create your own personal comedic routines from your every-day life experiences. That's what Kevin James, Drew Carey and Ellen DeGeneres did. Humor is therapeutic! Even if you have no intention of ever getting up on stage, learning how to turn life experiences into comedy routines will give you a new perspective on life. The class will include studying other working comedians' styles while developing your own comic voice to create your personal comedy routine. Many also find this course helpful to overcome the fear of public speaking.
The course is taught by Peggy Boyce, an award-winning comedy show producer who has appeared in venues across the country as a comedienne and creator and Executive Producer of the Ladies of Laughter comedy series. Peggy's students have been featured on NBC-TV, News 12-NJ, in the New York Times, at Caesar's Atlantic City Casino and at top comedy clubs across the country
Presenter: Peggy Boyce
Start Date: 09/22/09
End Date: 10/27/09
Time: 07:00 PM - 08:30 PM
Fee: $ 300 for 6 week course - Room 1016
Workshop Number: CPE-V003
Page Top "Bereavement Seminar"
CALL FOR EXACT DATE/ DETAILS ON THIS SEMINAR
ARE YOU OR A FRIEND COPING WITH THE LOSS OF A LOVED ONE ? YOU ARE NOT ALONE.
Whenever we face loss, we experience grief. Our reactions are unique and individual; none of us experiences grief in the same way. And our losses are different - some may grieve a spouse, others a child, parent sibling or friend. As we deal with the many feelings of grief, we encounter the painful reality of this loss in our lives, and we begin the difficult process of remaking our lives and redefining who we are without this person present to us.
Presenter: TBA
Date: 09/29/09
Time: 06:00 PM - 08:00 PM
Fee: FREE - THIS IS OFFERED AS A COMMUNITY SERVICE
Workshop Number: CPE-V-GRIEF
Page Top Retirement Planning Today for Adults 50 -70
Retirement Planning Today
Learn to: Determine the amount of money you will need to retire, Create your own goals for a "successful retirement," Eliminate debt and improve cash flow, Properly convert your IRA to a Roth IRA, Select the retirement distribution choice that is right for you, Plan your retirement to preserve a comfortable standard of living, Transfer the risk of potential financial losses before or during retirement, Reduce or eliminate taxes, expenses, delays and legal challenges with estate planning.
SATURDAYS
Page Top Great Singers of the Past / Opera Singers
It is a pity that so many people are unfamiliar with such wonderful old singers as Rosa Ponselle, Enrico Caruso, Elisabeth Rethberg, and Tita Ruffo. In this course students will hear recordings of these and other great artists, learn about their lives, and in some cases watch films on these famous singers
Presenter: Warren Boroson, Writer
Start Date: 10/05/09
End Date: 10/26/09
Time: 01:00 PM - 03:00 PM
Fee: Free to Club Members - $ 5.00 non members
Workshop Number: CPE-V006 Mondays Room 1007-1008 (4 week course)
Page Top Living Well on a Fixed Income That You Cannot Outlive
Once you retire, most people think there is little you can do to increase your spendable income and resign themselves to living on a fixed income. That is what they want you to believe! It is possible to:
Increase spendable income while reducing taxes.
Get a 30% discount on your auto, home, Medicare supplement insurance without changing companies or reducing benefits.
How to apply this discount process to other expenses as well (even utility bills).
Make sure your income lasts without the fear of running out of money or disinheriting beneficiaries.
Increase yields on savings
Easily qualify for many entitlement programs. (Including Property Tax Relief)
This program uses a novel approach to enhance the learning experience. All attendees will play Bingo (including door prizes) with the information learned in the program. Not only is the just learned-information reinforced, but also everyone has a ton of fun.
Presenter: Joe Zingone
Date: 10/05/09
Time: 01:00 PM - 03:00 PM
Fee: Free to Club Members - $ 5.00 Non Members
Workshop Number: CPE-V004
Page Top Living Well on a Fixed Income That You Cannot Outlive
Once you retire, most people think there is little you can do to increase your spendable income and resign themselves to living on a fixed income. That is what they want you to believe! It is possible to:
Increase spendable income while reducing taxes.
Get a 30% discount on your auto, home, Medicare supplement insurance without changing companies or reducing benefits.
How to apply this discount process to other expenses as well (even utility bills).
Make sure your income lasts without the fear of running out of money or disinheriting beneficiaries.
Increase yields on savings
Easily qualify for many entitlement programs. (Including Property Tax Relief)
This program uses a novel approach to enhance the learning experience. All attendees will play Bingo (including door prizes) with the information learned in the program. Not only is the just learned-information reinforced, but also everyone has a ton of fun.
Presenter: Joe Zingone
Date: 10/05/09
Time: 01:00 PM - 03:00 PM
Fee: Free to Club Members - $ 5.00 Non Members
Workshop Number: CPE-V004
Page Top Retirement Planning Today - For Ages 50-70
Learn to: Determine the amount of money you will need to retire, Create your own goals for a "successful retirement," Eliminate debt and improve cash flow, Properly convert your IRA to a Roth IRA, Select the retirement distribution choice that is right for you, Plan your retirement to preserve a comfortable standard of living, Transfer the risk of potential financial losses before or during retirement, Reduce or eliminate taxes, expenses, delays and legal challenges with estate planning.
TUESDAY EVENINGS
Page Top Real Basic Computer
Are you intimidated by the Computer? Don't know a thing about it? Then this class is for you. Come learn what a mouse is, create an email address, email your grandchildren, and learn how to find websites of your choice.
Presenter: Joan Lefford, Instructor
Start Date: 10/09/09
End Date: 10/23/09
Time: 01:00 PM - 03:00 PM
Fee: $ 50 for 3 sessions (2 hrs. each on Fridays)
Workshop Number: CPE-V016
Page Top Sleeping Well at Night: Arranging your Personal and Business Affairs
Please join us for an informative discussion of vital and timely topics that affect us all. Learn how to protect your home and investments from the risks. Find out how to preserve your assets for your family by reducing estate taxes. Gain knowledge of several elder-law concepts. Topics covered will be: Estate Planning, Sources of payment of nursing home care, basic asset protection strategies for your business and personal assets.
Presenter: Williams, Caliri, Miller & Otley Attorneys
Date: 10/14/09
Time: 01:00 PM - 03:00 PM
Fee: Free to Club Memebers - $ 5.00 Non Members
Workshop Number: CPE-V005
Page Top Writing a Personal Memoir
Every person has a story to tell! Will your children or grandchildren really know who you are? You do not have to be a famous person, or an author to write a "memoir". It doesn't have to be a full- length autobiography to be a personal narrative that can be a wonderful legacy to leave to children, grandchildren or other family members. Louis Alexander, Author of "Echoes From a Small Country Town," will show you how to write your own memoir.
Presenter: Louis G. Alexander, Writer- Adjunct Professor
Date: 10/20/09
Time: 06:30 PM - 08:30 PM
Fee: $ 35.00
Workshop Number: CPE-V008
Page Top BINGO Learning Series - Protecting Your Assets From Nursing Home Seizure
These programs use a novel approach to enhance the learning experience. All attendees will play Bingo (including door prizes) with the information learned in the program. Not only are the just learned-information reinforced and often complicated situations explained with clarity, but also everyone has a ton of fun.
Protecting Assets From Nursing Home Seizure
It is getting tougher everyday to protect your life's work from catastrophic illnesses. Unfortunately, new legislation makes it virtually impossible to protect your home from seizure and has increased the look-back period. The laws are confusing and they change often. One cause of the confusion is the misunderstanding of how much and when does Medicare / Medicaid pay for catastrophic illness? Most would be shocked at how little is actually paid. Other concerns
What medical conditions are not covered by Medicare and why this is important.
Learn how to protect your assets (including your IRA) from nursing home seizure.
What can the nursing home really take?
What can you keep safe from seizure?
The 10 Secrets Your Long Term Care Sales Person Won't Tell You.
Why Sales People Try to Scare You into Buying Coverage.
Why Consumer Reports said "Long Term Care Insurance may not be worth the expense".
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Legally side-step the look back rules (gifting) and supplement your families retirement.
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Everyone will learn how to protect their life's work and safely deal with many problems at no cost.
Presenter: Joe Zingone
Date: 10/26/09
Time: 01:00 PM - 03:00 PM
Fee: Free to Club Members - $ 5.00 Non Members
Workshop Number: CPE-V009
Page Top Health and Stress
Stress is the underlying cause of most illnesses. The purpose of the Health and Stress Workshop is to demonstrate how physical, mental and chemical stress on the nervous system can lead to numerous health problems or conditions. The workshop is interactive with the audience. The participants will learn where their stress may be coming from, recognize what parts of their bodies are under stress and very importantly- answers on what they can do to relieve the stress. Suggestions are given for natural ways to improve your health.
Presenter: Dr. William Eickhoff, DC
Start Date: 10/27/09
End Date: 09/27/09
Time: 06:30 PM - 08:30 PM
Fee: FREE TO ALL
Workshop Number: CPE-V010
Page Top Intro to Speak Your Piece - From Purpose to Power
This exciting and interactive class is all about you ! You will discover your strengths and learning style. You will learn to read and use the power of body language. You'll improve the sound of your speaking voice and harness the magic of listening and silence. You will learn to organize the content of what you are communicating and finally, how to deliver that content with confidence and enthusiasm -after all, you are what you speak.
Presenter: Adria Firestone,Multi-Talented Professor/Coach/Actress
Date: 11/07/09
Time: 10:00 AM - 12:00 PM
Fee: TBA
Workshop Number: CPE-V011
Page Top Property Tax Relief - Senior Tax Freeze
By far a very popular program. With the high cost of property taxes for many of today's 65 year olds, this misunderstood program, also called NJ Freeze, allows retirees to continue to live in their homes without local taxes driving them out. There is a lot of helpful information covered and will be very beneficial to all people including those already using the program.
There is a little known fact that there is "provisional qualification" available for seniors with income up to $100,000 or more. This is much higher than the $80,000 listed on the forms the state provides. If you did not know this fact, than many people are missing out on a great program.
How this program really works.
Gov. Corzine's new rules on expanding the program.
How to apply (PTR 1 & 2)
Most important "how set up your finances to qualify".
How to make sure you stay on the program. If you don't you can lose your shirt.
What counts as income and what doesn't (learn the secrets they don't want you to know).
What happens if I don't re-qualify down the road.
How to get back on the program if you miss one year.
Also reviewed are the many other programs for property tax relief as well.
Presenter: Joe Zingone
Date: 11/09/09
Time: 01:00 PM - 03:00 PM
Fee: Free to Club Members - $ 5.00 Non Members
Workshop Number: CPE-V012
Page Top Dream Interpretation
A dream is an idea or image present in the sleeping mind. Dream interpretation is the art of determining the meaning from the symbols of the dream. Learn how to get valuable information from your dreams and use this information in your waking life. You will also learn how to incubate a dream based on life's questions, such as your career, relationships, physical or emotional issues.
( 6 or more needed to run class )
Presenter: Rosemarie Cappiello, Guided Imagery
Date: 11/10/09
Time: 06:30 PM - 08:00 PM
Fee: $ 25.00
Workshop Number: CPE-V013
Page Top The SIX Must Have Documents
Unfortunately 95% of retirees don't have these "Must Have" legal documents. For many this will cause tremendous problems down the road. Everyone will learn the Free steps to take today to avoid a mess. One of the most perplexing things is why many free legal services go begging because seniors aren't using them.
Why most attorney-drawn Heath Care Powers of Attorney won't work.
Why most attorney-drawn Health Care Proxies won't work.
How to make sure your wishes are carried out with dignity without using an attorney.
What is the Multi-Generational/ Stretch IRA Will? And why without one you could lose 1/2 or more of your IRA.
Simple idea that every senior should use that can protect them from losing everything
Why most lawyers don't tell you this about their documents not working
Why Living Wills Don't Work. We all need to learn from the Terry Schiavo's case in Florida and get the right documents now!
How to have all the necessary document available 24 hrs a day even if you're away
Presenter: Joe Zingone
Date: 11/16/09
Time: 01:00 PM - 03:00 PM
Fee: Free to Club Members - $ 5.00 Non Members
Workshop Number: CPE-V014
Page Top GANG AWARENESS FOR PARENTS & Community
This date is tentative - Call for exact date
Parents it is time to be aware of GANGS! Space limited - you must pre-register
They have penetrated the tri-county area and are in places that you would never suspect. This seminar is a real eye opener. Come hear Detective Javier Castellanos, Coordinator of Gang Presentations, at the Passaic County Sheriff's Department. Q and A session after seminar.
Know the signs and what to look for. Parents be aware of what your children are doing.
Presenter: Detective Javier Castellanos, Coordinator of Gang Presentations
Date: 11/20/09
Time: 06:30 PM - 09:00 PM
Fee: FREE - Presented as a Community Service
Workshop Number: CPE-V015
Page Top Reducing All Your Taxes
This program uses a novel approach to enhance the learning experience. All attendee will play "BINGO" (including door prizes) with the information in this program. Not only is the just-learned information reinforced, but everyone has a lot of fun.
As taxes get more complicated, many Americans especially seniors are overpaying them. Because of all the confusion "Reducing Your Taxes" has become one of the most popular programs offered.
All attendees will learn quickly to tell if they are overpaying their taxes. The best part is that you do not need any kind of special training.
Presenter: Joe Zingone
Date: 12/14/09
Time: 01:00 PM - 03:00 PM
Fee: Free to Club Members $ 5.00 Non- Members
Workshop Number: CPE-V017